If you’re an Airtel customer and looking for a credit card that rewards your everyday spending, the Airtel Axis Bank Credit Card might just be the perfect fit. In 2025, this co-branded card has gained popularity not only for its cashback benefits but also for how seamlessly it fits into the lifestyle of digital-savvy users.
Whether you recharge your phone often, pay broadband or DTH bills, or spend regularly on food delivery and shopping apps, this card is designed to give back on what you already spend. Let’s break down what the Airtel Axis Bank Credit Card offers, how it works, and whether it’s worth applying for this year.
What is the Airtel Axis Bank Credit Card?
The Airtel Axis Bank Credit Card is a co-branded card launched by Axis Bank in collaboration with Bharti Airtel. It’s aimed at Airtel customers who want to earn cashback on digital transactions, particularly within the Airtel ecosystem.
From recharges to bill payments, and even spending on popular platforms like Amazon and Swiggy, the card offers a flat cashback structure that’s easy to understand and rewarding to use.
Key Features and Benefits
Here’s a quick look at the standout benefits of the Airtel Axis Bank Credit Card:
Flat Cashback
- 25% cashback on Airtel mobile, broadband, DTH bills via the Airtel Thanks app.
- 10% cashback on popular platforms like Swiggy, Zomato, and BigBasket.
- 5% cashback on Amazon purchases (limited to certain conditions).
- 1% cashback on all other online and offline spends.
This makes it a solid choice for someone who frequently shops online or uses Airtel services.
Welcome Benefits
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Get a free Wynk Premium subscription and discount vouchers from popular brands upon card activation.
Annual Fee & Waiver
- The card comes with an annual fee of ₹500.
- The fee is waived if you spend ₹2,000 within 30 days of card issuance – an easy target for most users.
Where You Can Use the Card
The card is optimized for:
- Airtel Services: Mobile recharge, broadband, DTH, postpaid bills via the Airtel Thanks app.
- Online Food Orders: Swiggy and Zomato.
- Grocery Shopping: BigBasket.
- Online Shopping: Amazon (T&Cs apply).
- All Other Categories: Earn 1% cashback on all other spends.
Note: Cashback is usually credited to your card account as a statement credit in the next billing cycle, making it hassle-free.
Who Should Apply?
This card is best suited for:
- Airtel Users: If you use multiple Airtel services, the 25% cashback is a huge plus.
- Frequent Online Shoppers: Regular spending on Amazon and grocery apps can rack up rewards.
- Digital-First Users: If you prefer paying bills and doing transactions through apps and online portals, this card fits right in.
- Budget-Conscious Users: The ₹500 annual fee is easily offset by cashback if you’re a regular spender.
What to Watch Out For
While the Airtel Axis Bank Credit Card is quite generous, there are a few points to keep in mind:
- Cashback Caps: There’s a monthly limit to how much cashback you can earn in each category.
- Exclusions: Utility bill payments and insurance premiums may not be eligible for cashback.
- App Dependency: For full benefits, you must use the Airtel Thanks app for specific transactions.
How to Apply?
You can apply for the card via:
- Axis Bank Website
- Airtel Thanks App
- Nearby Axis Bank Branch
Make sure your KYC is up-to-date and you have a good credit score to improve your chances of approval.
Final Thoughts
In 2025, the Airtel Axis Bank Credit Card continues to be one of the best co-branded cards in the market for digital natives. If you’re already in the Airtel ecosystem, it’s practically a no-brainer-the cashback rates are solid, the rewards are simple to earn, and the annual fee is minimal or easily waived.
For users who frequently spend on food delivery, groceries, and online shopping, this card adds even more value.
If you’re looking to simplify your credit card benefits without compromising on rewards, this card checks all the right boxes.