If you’ve been thinking about getting a credit card that delivers real value on every swipe, HSBC might just have what you’re looking for. In 2025, HSBC credit cards come packed with attractive offers-from welcome bonuses and cashback deals to airport lounge access and dining discounts.
Let’s take a closer look at the latest HSBC credit card offers you can benefit from this year, and how to make the most of them.
Welcome Benefits That Actually Matter
HSBC offers some of the most rewarding welcome deals in the credit card market, especially for new users. These are usually tied to your initial spending within a specific time frame.
Example Welcome Offer (HSBC Visa Platinum Card)
- Spend ₹10,000 within the first 90 days.
- Receive Amazon gift vouchers worth ₹500–₹1,000.
- Enjoy up to 3X reward points on select transactions for the first 90 days.
These welcome offers are designed to help you get value from the very first month and are often updated with seasonal deals or festive bonuses.
Cashback & Rewards on Daily Spending
Most HSBC credit cards are reward-based rather than cashback-heavy, but they still pack great value:
- Earn 2 reward points for every ₹150 spent on retail purchases.
- Milestone-based bonus points for annual spends.
- Extra points or discounts on select partner merchants like Flipkart, Amazon, and BigBasket.
HSBC’s SmartBuy platform also features rotating monthly deals-think cashback offers on travel bookings, shopping, and food delivery through partner apps.
Travel Offers: For the Explorer in You
Traveling frequently? HSBC cards give access to some solid travel-related perks, such as:
- Complimentary airport lounge visits at select domestic airports.
- Discounts on international flight bookings via partnered portals.
- Foreign currency mark-up offers during global travel seasons (especially during summer and holidays).
- Discounts on hotel bookings and curated travel packages through SmartBuy and Yatra.
These travel offers vary depending on your card type (Platinum, Premier, etc.), but all HSBC credit card holders can enjoy Visa travel privileges.
Dining & Lifestyle Perks
Dining out or ordering in can be rewarding when you use an HSBC credit card:
- Up to 15% off at select fine-dining restaurants in India.
- Access to exclusive Visa Gourmet Treats and Zomato Pro deals.
- Seasonal “Buy 1 Get 1” offers on popular food delivery platforms.
- Lifestyle discounts on platforms like BookMyShow, Tata Cliq, and Myntra.
These offers are refreshed frequently, so keeping an eye on the HSBC offers page or your monthly email updates is a smart move.
Festive & Partner Deals
HSBC partners with several e-commerce and retail brands, especially during festive seasons like Diwali, Christmas, and New Year sales.
- Flat 10–15% discounts on Flipkart or Amazon during sales (via specific HSBC cards).
- EMI offers on high-value purchases.
- Zero-interest EMIs at selected retail outlets for electronics and home appliances.
HSBC also partners with BigBasket, Uber, Swiggy, and more-so whether you’re buying groceries or booking a ride, you can often unlock extra savings just by using your card.
Extra Benefits You Shouldn’t Miss
Besides direct discounts, HSBC credit cards come with additional perks:
- Fuel surcharge waiver up to ₹250 per billing cycle.
- EMI conversion on purchases above ₹2,000.
- Real-time SMS/email alerts for every transaction.
- Secure tap-and-pay feature for contactless payments.
For HSBC Premier customers, even more exclusive privileges are available-such as global concierge services, higher reward rates, and dedicated customer care.
How to Apply for an HSBC Credit Card
Applying is easy and fully digital:
- Visit the official HSBC India website.
- Choose your preferred card (like HSBC Visa Platinum or Premier).
- Fill out the form with basic details and upload your documents.
- Wait for verification and approval (usually within a few working days).
Basic eligibility includes a stable monthly income, age between 21-60 years, and a clean credit history.
Final Thoughts
HSBC credit cards in 2025 offer more than just spending flexibility-they bring along a wide range of value-packed perks tailored for smart users. Whether you’re looking to save on everyday purchases, enjoy travel benefits, or indulge in exclusive dining privileges, there’s likely an HSBC offer that suits your lifestyle.
Keep checking HSBC’s offers page or subscribe to their updates so you don’t miss the next big deal!